Affinity Checking: When One-size-fits-all Isn’t a Fit for You
Your Peace of Mind and Convenience Is behind Everything We Do.
That's why we created Affinity Checking. It empowers you by providing three flexible options to seamlessly fit into your life now—and in the future. Affinity Checking delivers all the essentials you expect, along with benefits that grow as you progress on your financial journey.
Compare Checking Account Options:
|
Affinity Checking |
Affinity Plus Checking |
Affinity Premier Checking |
|
|---|---|---|---|
| Minimum Deposit to Open |
$25 |
$25 |
$25 |
| Monthly Service Charge |
$0 |
$15 Can be avoided with a $5,000 average daily balance or $15,000 deposit and/or investment relationship balance* |
$25 Can be avoided with a $15,000 average daily balance or $50,000 deposit and/or investment relationship balance* |
| Interest Bearing |
__ |
Requires a minimum $1,500 average daily balance* to earn interest |
Requires a minimum $1,500 average daily balance* to earn interest |
| Fee When Using Non-Northwest or Non-Allpoint ATMs |
$3 |
$0 |
$0 |
| Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners |
__ |
__ |
Up to $10 per calendar month |
| Higher Affinity Money Market Rates |
__ |
|
|
| Free Check Orders** |
__ |
|
Free specialty checks or 50% off other styles |
| Statements |
Free electronic statements |
Free electronic statements |
Free paper or electronic statements |
| Overdraft Protection |
No annual fee for linked account |
No annual fee for linked account |
No annual fee for linked account |
| Other Features |
Early Pay __ |
Early Pay Free check images |
Early Pay Free check images Free money orders |
*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Deposit balance: Calculated by adding the current balances in all Northwest Bank deposit accounts as of the close of your statement cycle for this checking account. Accounts used to calculate your total deposit balances include all Northwest checking, savings, money market, certificate of deposit, and individual retirement accounts owned by at least one of the owners listed on this checking account. Only personal accounts that are either solely owned, jointly owned, or account trustees, will qualify for relationship balances. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. Investment balances: Must be held in an eligible personal LPL Financial account with Northwest Investment Services. Investment products that are excluded from balance calculations, include life insurance products, Turnkey Asset Management Platform (TAMP) accounts and other investments that are classified as Alternative Investments at LPL Financial. LPL Financial accounts must have all required account paperwork up to date. LPL accounts must be held in the primary account holder name and have the same SSN or TIN associated with the Affinity Checking Account. Investment balances will be calculated using LPL Financial month end values.
**The offer of free first order of specialty checks or 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account.
1Early Pay is a free service made available on eligible checking accounts enrolled in direct deposit. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Early availability is based on the timing of the payer’s payment instruction and standard fraud prevention restrictions apply. Early access to direct deposit will not occur on weekends or holidays and is based on when the originator provides payment details. If originator does not send the deposit in a timely manner, your deposit will arrive on the original scheduled date.
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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.