Employee Stock Ownership Plan (ESOP) Financing

<br />Empowering lower middle market business by empowering employees


Empowering lower middle market business by empowering employees

Whether you’re an established employee-owned company or you’re interested in exploring an ESOP as a next step, our experienced team is here to help you navigate through the complexities so you can provide for both your business and your team.

Our focus is providing sound and customized financial solutions by partnering with you to understand your unique business needs and make sure you have what you need for that next step.

Northwest Bank’s ESOP financing division is focused on companies across industries with EBITDA(e) of $3 million or more, but if you’re looking for help with a smaller ESOP formation, we have you covered through the streamlined SBA 7A process.


Northwest Bank ESOP Finance

At Northwest, we offer community bank culture along with large-bank sophistication. We maintain strong relationships with your trusted advisors to ensure a seamless and efficient lending process. Put the expertise of our Northwest ESOP Finance team to work for you.


We can support your employee-owned company through all stages of the cycle:

  • New formation including full and partial
  • Revolving credit facilities
  • Term loans
  • Equipment loans
  • Owner occupied estate

  • Seller-note refinance
  • Mergers & acquisitions
  • Repurchase obligations
  • Treasury management & investment solutions
  • A syndication team for larger multi-bank credit facilities

Give us a call, we’d love to talk.

Jason Muhme

ESOP Finance Lead
Northwest Bank
Phone: 574-370-7239
jason.muhme@northwest.com

Mark Worthy

SVP, Head of C&I & Healthcare Banking
Northwest Bank
Phone: 412-216-3699
mark.worthy@northwest.com
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Employee Stock Ownership Plan (ESOP): A Smart and Powerful Business Succession Plan for Employers

An employee stock ownership plan (ESOP) is an employee benefit plan that gives workers ownership interest in the company in the form of shares of stock. As these plans have become increasingly more popular among employers, ESOPs give the sponsoring company and participants various tax benefits, making them qualified plans, and are often used by employers as a corporate finance strategy to align the interests of their employees with those of their shareholders.

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Universal Traffic Service

For over 45 years, @Universal Traffic Service, Inc. has provided strategic transportation management services to manufacturers, distributors and importers. Recently, Jason Muhme, regional vice president, Commercial Banking/ESOP Finance, helped UTS prepare for what’s next by securing financing to become 100% employee-owned! This transition to an employee stock ownership plan (ESOP) enables UTS to remain independent and focused on providing the highest levels of service.

#EmployeeOwnership #ESOP