Affinity Checking: When One-size-fits-all Isn’t a Fit for You

Your Peace of Mind and Convenience Is behind Everything We Do.

Your Peace of Mind and Convenience Is behind Everything We Do.

That's why we created Affinity Checking. It empowers you by providing three flexible options to seamlessly fit into your life nowand in the future. Affinity Checking delivers all the essentials you expect, along with benefits that grow as you progress on your financial journey.
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Affinity Checking

Affinity Checking lets you enjoy perks such as no monthly service charges or minimum balance requirements, as well as access to free ATMs at popular stores. And it’s all backed by our award-winning team.

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Affinity Plus Checking
Get all the benefits of Affinity Checking, plus perks like special Money Market rates. And then combine this with the personalized service you expect from Northwest Bank.

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Affinity Premier Checking

Boost your account with our highest interest and Money Market rates. Save money with free checks and ATM fee reimbursement.

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Compare Checking Account Options:

Affinity Checking

Affinity Plus Checking

Affinity Premier Checking

Minimum Deposit to Open

$25

$25

$25

Monthly Service Charge

$0

$15

Can be avoided with a $5,000 average daily balance or $15,000 deposit and/or investment relationship balance*

$25

Can be avoided with a $15,000 average daily balance or $50,000 deposit and/or investment relationship balance*

Interest Bearing

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Requires a minimum $1,500 average daily balance* to earn interest

Requires a minimum $1,500 average daily balance* to earn interest

Fee When Using Non-Northwest or Non-Allpoint ATMs

$3

$0

$0

Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners

__

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Up to $10 per calendar month

Higher Affinity Money Market Rates

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Free Check Orders**

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Free specialty checks or 50% off other styles

Statements

Free electronic statements

Free electronic statements

Free paper or electronic statements

Overdraft Protection

No annual fee for linked account

No annual fee for linked account

No annual fee for linked account

Other Features

Early Pay

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Early Pay

Free check images

Early Pay

Free check images

Free money orders

Account Fee Schedules

Get Started

Easy Check Ordering

Order checks in minutes online. You can also order checks through Online Banking, by visiting your local office, or by calling 1-877-672-5678.

Access Your Money Faster

With our new Early Pay1 feature, you may receive eligible direct deposits for payroll or government benefits up to two business days earlier.

Understanding FDIC Insurance

Find out which bank products are insured by the FDIC.



Free Perks with Every Affinity Checking Account

Northwest Visa® Debit Card

Featuring debit alerts, mobile pay, and Visa Checkout

Online and Mobile Banking

Featuring Bill Pay, Zelle®, alerts, Money Insights, fraud prevention software, CardValet®, and more

55,000+ Free ATMs Worldwide

At popular retailers like Target, Rite Aid, CVS, Walgreens, and Wegman's. Find them at allpointnetwork.com or download the Allpoint app

Cash in sooner with Early Pay

Early Pay gives personal checking customers the opportunity to receive qualifying direct deposits up to two days early. Enroll in direct deposits today!

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Deposit balance: Calculated by adding the current balances in all Northwest Bank deposit accounts as of the close of your statement cycle for this checking account. Accounts used to calculate your total deposit balances include all Northwest checking, savings, money market, certificate of deposit, and individual retirement accounts owned by at least one of the owners listed on this checking account. Only personal accounts that are either solely owned, jointly owned, or account trustees, will qualify for relationship balances. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. Investment balances: Must be held in an eligible personal LPL Financial account with Northwest Investment Services. Investment products that are excluded from balance calculations, include life insurance products, Turnkey Asset Management Platform (TAMP) accounts and other investments that are classified as Alternative Investments at LPL Financial. LPL Financial accounts must have all required account paperwork up to date. LPL accounts must be held in the primary account holder name and have the same SSN or TIN associated with the Affinity Checking Account. Investment balances will be calculated using LPL Financial month end values. 

**The offer of free first order of specialty checks or 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account. 

1Early Pay is a free service made available on eligible checking accounts enrolled in direct deposit. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Early availability is based on the timing of the payer’s payment instruction and standard fraud prevention restrictions apply. Early access to direct deposit will not occur on weekends or holidays and is based on when the originator provides payment details. If originator does not send the deposit in a timely manner, your deposit will arrive on the original scheduled date.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Pay is a trademark of Google. Samsung Pay is trademark of Samsung. Visa® is trademark of Visa® International Service Association.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.