Home Equity Loans

HOME EQUITY LOANS: ^1. Rates and payment example are based on loans secured by properties located in PA, OH and IN only. Rates are .25% higher for properties located in the state of NY. Closed-end home equity loan Annual Percentage Rate (APR) as of 3/23/2026 applies to 120-month term for at least $50,000 loan with a minimum of $25,000 in new money borrowings with automatic transfer service from a Northwest checking account, 85% maximum loan-to-value, and 700 minimum FICO score. Not for the purchase of homes. Valid on 1 to 2 unit primary residences only. Maximum loan amount $750,000. Title search required on loans greater than $250,000. Title insurance required on loans greater than $500,000. For example: The monthly payment on a 5.75% APR 120-month loan of $50,000 is $548.85. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Listed APR may be available for Choiceline fixed-rate lock-in. Rates subject to change at any time without notice. Other rates and terms available. Subject to credit approval. ^2. APPRAISAL CREDIT: Must submit application by 6/20/2026. Home Equity Appraisal Credit up to $525, will be credited back at loan closing. Amount may not cover full cost of appraisal. Valid on Promotional Home Equity products only. Offer may be extended, modified or discontinued at any time without prior notice and may vary by market. See Bank for details. NMLS# 419814. Northwest Bank is Member FDIC. Equal Housing Lender.

 
HOME EQUITY LINE OF CREDIT: ^3. Rates and payment examples are based on loans secured by properties located in PA, OH and IN only. Rates are .25% higher for properties located in the state of NY. HOME EQUITY LINE OF CREDIT: Annual Percentage Rate (APR) 4.25% introductory APR for six (6) months followed by Wall Street Journal Prime Rate minus .50%, currently 6.25% as of 3/23/2026. Fixed term line of at least $100,000 loan with a minimum of $100,000 in new money and $50,000 being disbursed at closing required to obtain advertised rates. Advertised rates are open-ended and variable during 10-year draw period. Draw period is followed by a 15-year repayment period with principal and interest payments at a fixed rate equal to the rate for 15 year fixed-rate equity loans in effect at the time the repayment term begins. (Currently 6.125% as of 3/23/2026 and assumes a minimum balance at time of repayment of $50,000). Minimum monthly payment quoted is based on interest-only payment. Minimum monthly payment is the greater of the interest for the statement period or $50. Maximum APR is 18.00%, minimum APR is 2.50%. Offer based on an 85% maximum loan-to-value ratio, a minimum 740 FICO® score and automatic transfer service from a Northwest checking account. Other rates and terms are available. 1-to-2-unit owner-occupied primary residence properties only. Not for home purchase. Valuation fee typically ranges from $67 to $650. ^4. APPRAISAL CREDIT: Must submit application by 6/20/2026. Home Equity Appraisal Credit up to $525, will be credited back at loan closing. Amount may not cover full cost of appraisal. Valid on Promotional Home Equity Line of Credit products only. Offer may be extended, modified or discontinued at any time without prior notice and may vary by market. Subject to credit approval. Other rates and terms available. Rates subject to change at anytime without notice.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.