Affinity Plus Checking

The Next Wise Move
<br />It's more than just a checking account

It's more than just a checking account

With Northwest Affinity Plus Checking, you'll earn a competitive interest rate - and get a whole lot more - including no fees from Northwest for using non-Northwest ATMs, 24/7 access through Northwest online and mobile banking and access to more than 55,000 free ATMs worldwide. 

Visit your local Northwest office or apply today!

Affinity Plus Checking Features and Benefits

At Northwest, we want to stand by your side through every stage of your financial journey. That's why we offer our suite of Affininy checking solutions, designed to provide added value along the way.

  • $15 monthly account fee, which can be avoided with a $5,000 minimum average daily balance or $15,000 deposit relationship balance
  • Interest bearing- requires $1,500 average daily balance to earn
  • $3 monthly paper statement fee (can be waived by enrolling in eStatements)

  • No fee for using non-Northwest ATMs (customers may incur charge from ATM provider)
  • Higher rates on Affinity Money Market products
  • Free first order of specialty checks or 50% off first order of other styles

  • Early Pay1
  • Overdraft Protection
    • No annual fee
    • $10 per transfer fee applies
  • Free check images
  • Special relationship rates on our Affinity Plus Money Market
Access Your Money Faster
With our new Early Pay1 feature, you may receive eligible direct deposits for payroll or government benefits up to two business days earlier.

The Next Way To Bank Better

Access Your Money Faster
With our new Early Pay1 feature, you may receive eligible direct deposits for payroll or government benefits up to two business days earlier.

Northwest Visa® Debit Card

Featuring account alerts, mobile pay and Visa Checkout

Fee-Free ATMs

More than 55,000 free ATMs worldwide§ through the Allpoint® Network

24/7 online and mobile access

to check balances, transfer funds, pay bills and much more


A fast, safe and easy way to send and request money with friends, family and others you trust from your Northwest mobile app and online banking account.**

Understanding FDIC Insurance
Find out which bank products are insured by the FDIC.

Open an Account Online in Minutes

Ready to open a Northwest Bank Affinity Plus Checking Account? Great! Here’s a rundown of what you’ll need to complete your online application.

  • Form of Identification - Either a driver’s license, passport, military ID, or state ID
  • Funding Source Information - A credit card, debit card, or an existing Northwest bank account can be used to fund your new account during the application process or this step can be skipped. A funding source will need to be added within 30 days of your application submission date. 
  • Joint Owner Information - You’ll have the option to add a joint owner to your account during enrollment. You’ll need their full name and email address. 

Once you’ve entered your information and account preferences, you’ll enroll in Northwest Bank’s Online Banking. If you’re already registered, simply login with your user ID and password. 

Good To Know

Online applications must be completed in one session. If you leave the application before the final step, your data will not be saved.

Open My Account

1Early Pay is a free service made available on eligible checking accounts enrolled in direct deposit. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Early availability is based on the timing of the payer’s payment instruction and standard fraud prevention restrictions apply. Early access to direct deposit will not occur on weekends or holidays and is based on when the originator provides payment details. If originator does not send the deposit in a timely manner, your deposit will arrive on the original scheduled date.

 Code must be entered during online application or presented in branch at time of opening.

*The offer of free first order of specialty checks or 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account. 

**Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® . Must have a bank account in the U.S. to use Zelle® . In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®. Scheduled or recurring payments sent directly to your recipient’s account number (instead of an email address or mobile number) are made available by Northwest Bank but are a separate service from Zelle® and can take 1–3 business days to process. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Northwest Bank is Member FDIC.