International Banking Services

Global Solutions for Your Financial Needs

Global Solutions for Your Financial Needs

Whether you’re managing cross-border business transactions or preparing for international travel, our comprehensive international banking services are designed to meet your unique needs. From secure wire transfers to foreign currency exchange, we’re here to make global banking simple and efficient for businesses and individuals alike.

Contact us today by emailing international@northwest.com or visit a financial center to learn more about how we can help.


Services for Personal Use

Simplifying International Travel and Transactions

Purchase Foreign Currency

From saving up to planning, we're here For What's Next with your trip abroad - get the foreign currency you need fast and secure with our new online ordering option now available for Northwest customers.

  • Flexible Options: Order foreign currency online within online banking anytime or in person at a Northwest Bank financial center.
  • Save Time: Have your currency delivered to your local financial center, with most orders typically available as soon as the next business day.
  • Currency Buyback: Sell leftover foreign currency after your trip.
This convenient online service is available exclusively to Northwest Bank consumer customers with active accounts, helping you get ready for your next trip with confidence.  
 
Find a financial center

International Wire Transfers

Send money to friends and family abroad with secure, flexible options for U.S. dollars and foreign currencies.

Why Choose Our International Services?

  • Convenience: Access services online, in-branch, or through our financial centers.
  • Security: Rely on trusted systems to safeguard your global transactions.
  • Expert Support: Our team is here to help businesses and individuals navigate international banking with ease.


    Services for Businesses

    Supporting your needs with international wires, global trade, FX hedging and international check clearing.

    International Wire Transfer

    • Global Reach: Send and receive payments in over 90 countries.
    • Currency Flexibility: Transmit funds in U.S. dollars or over 40 foreign currencies, often saving time and money.
    •  Convenient Processing: Access through Online Banking or in-branch with our SWIFT Code: NWBIUS33XXX.

    Foreign Exchange Hedging (Coming Soon)

    • Protect against foreign exchange (FX) rate fluctuations with:
      • SPOT Contracts: Settle within 1–2 business days.
      • Forward Contracts: Lock in exchange rates for future payments.
      • Windowed Forward Contracts: Secure rates over a defined time range.
      •  Overnight Orders: Access off-peak exchange rates.

    International Trade Services

    • Import Letters of Credit: Guarantee payment and timely shipments.
    • Export Letters of Credit: Secure payments for goods sold abroad.
    • Standby Letters of Credit: Protect against defaults in contractual obligations.
    • Documentary Collections: Reduce risk by tying payments to shipping documents.

    International Check Clearing

      • Process checks drawn on foreign banks (e.g., from Canada) through our global correspondent network.
      • Reduce clearing times and risks with streamlined processing.

      Who Should Use These Services?

      • Businesses receiving invoices or payments in foreign currencies.
      • Companies with exposure to FX rate fluctuations.
      • Organizations engaging in global trade or requiring letters of credit.
      • Business owners managing accounts receivable from international clients.

      Common Questions We Can Help Answer

              1. Do you need foreign currency for your next trip?
              2. Are you receiving payments or invoices in foreign currencies?
              3. Do you want to protect your business from FX rate fluctuations?
              4. Do you need assistance with global trade transactions?

      Get Started Today

      Whether you’re a business expanding globally or an individual preparing for travel, our international services make global transactions easy and secure. Contact us today by emailing international@northwest.com or visit a financial center to learn more about how we can help.

       

      Frequently Asked Questions

      How do I order foreign currency from Northwest Bank?
      Northwest Bank consumer customers with active accounts can order foreign currency through Online Banking or by visiting a Northwest Bank financial center. Ordering before your trip can help ensure you have local currency when you arrive at your destination.
        
      How long does it take to receive foreign currency?
      Foreign currency can be delivered to your selected Northwest Bank financial center for pickup. Most orders are typically available as soon as the next business day, although delivery times may vary based on currency availability and market conditions.
       
      Can I exchange leftover foreign currency after my trip?
      Yes. Northwest Bank offers foreign currency buyback services, allowing you to exchange eligible unused foreign currency when you return from your travels.
       
      Should I notify Northwest Bank before traveling internationally?
      Yes. Before you travel, we recommend providing your travel dates and destinations through Card Management in Online Banking or Mobile Banking, or by calling us. This can help prevent interruptions when using your Northwest Bank debit or credit card while traveling.
       
      What payment methods should I bring when traveling internationally?
      We recommend bringing multiple payment options, including a debit card, credit card and some local currency. Having more than one payment method can help ensure access to funds throughout your trip.
       
      Can I use my Northwest Bank debit or credit card internationally?
      Yes. Northwest Bank debit and credit cards can be used internationally wherever accepted. Foreign transaction fees and ATM fees may apply depending on how and where the card is used.
       
      What should I do if I need assistance while traveling abroad?
      If you need assistance with your Northwest Bank debit or credit card while outside the United States, contact International Card Assistance at 614-564-3074.
       
      Why should I carry local currency when traveling internationally?
      While cards are widely accepted in many destinations, some merchants, transportation providers and local vendors may only accept cash. Having local currency available can help you make purchases where card payments are not accepted.