Savings for now and the future. For greater peace of mind.

Personal Savings

Whatever you’re saving for, our solutions can help you get there. Whether you’re saving for your first home, a new car or for the unexpected, we’ll help you reach your goals with solutions and expert advice.

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Statement Savings

Protect, save and grow your funds with a competitive interest rate and easy access.

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Statement Savings Features 

  • $25 minimum deposit to open an account
  • Interest is compounded and credited monthly
  • Keep an average daily balance of $100 to earn interest
  • Make deposits and withdrawals any time*
  • Account access:
    • Monthly statements
    • Free Online and Mobile Banking
      • eStatements
      • Mobile Deposit
    • Free ATM card
      • If you’re an Affinity Checking customer, link both accounts to your Northwest Visa Debit Card
      • Bank free at more than 55,000+ ATMs worldwide
      • Deposit money using an automatic deposit ATM
    • Sign up for direct deposit
    • Free Bankline, 24/7 automated telephone banking
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Affinity Money Market

Enjoy premium rates and easy access. The bigger your balance, the more interest you earn.

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Affinity Money Market Features

A great alternative to a statement savings or interest checking account, our suite of Affinity Money Market Deposit Accounts combines high money market interest with FDIC insurance. And you'll avoid a monthly service charge with just a $2,500 minimum average daily balance.

  • Convenient, anytime access to all your accounts—
  • Free Northwest Visa Debit Card
  • Free access to more than 55,000 ATMS worldwide at popular retailers
  • Deposit money using an automatic deposit ATM
  • Deposit checks and cash 24/7 at Northwest ATMs
  • Check writing
  • Monthly statements
  • Bankline, 24/7 automated telephone banking
  • Direct Deposit
  • Unlimited in-office and ATM transactions
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Certificates of Deposit

Fixed rates across a variety of terms designed to meet your needs and maximize your deposit.

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Certificates of Deposit Features

A CD is a great choice when you have extra money you want to grow over time. Enjoy peace of mind as your money stays 100% safe during big market losses. It’s FDIC insured up to maximum limits, just like a savings account.

The term you choose for your CD can be anywhere from one week to 10 years. The interest can be transferred automatically to your Northwest checking or savings account, credited to your account balance or mailed to you by check.

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Club Accounts

Holiday and vacation clubs to help prepare you for the most joyous times of the year.

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Club Account Features

  • Holiday Club: November-October
  • Vacation Club: May-April
  • Account can be funded through
    • Automatic transfer
    • Payroll direct deposit
    • Online transfer
    • In-person deposit from any Northwest office.
  • At the end of each period, money can be:
    • Automatically transferred to your Northwest checking or savings account
    • Mailed to you by check
  • $1 minimum deposit to open
  • Account balance, with accrued interest, will be paid annually at the end of business on the last business day in October or April, based on account. No transfers, withdrawals or electronic debits (partial or total balance) during Club year.
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IRAs

Our FDIC-backed IRAs can give you peace of mind as you plan for retirement.

IRA Features

You can choose between the tax benefits offered by the Roth or Traditional IRA.

  • To open—visit your local Northwest office
  • 18-month variable rate CD
    • Open with $25
    • Deposits can be processed any time, in any increment
    • Withdrawals can be processed during the 7 day grace period
    • At the Bank's discretion, the interest rate may change on the last day of each calendar quarter
    • Interest will be compounded and credited quarterly
  • IRA Money Market Deposit Accounts
    • Open with $25
    • No deposit or withdrawal restrictions
    • At the Bank's discretion, the interest rate may change at any time
    • Tiered interest depending on balance
      • Tier 1 $.01 - $2,499.00
      • Tier 2 $2,500.00 - $9,999.99
      • Tier 3 $10,000.00 - $74,999.99
      • Tier 4 $75,000.00 and over
    • Interest will compound and credit monthly
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Health Savings Account (HSA)

Set money aside on a pre-tax basis to pay for qualified medical expenses.

HSA Features

If you’re covered by a High Deductible Health Plan, not enrolled in Medicare and not listed as a dependent on someone else’s tax return, you may be eligible to open a Health Savings Account (HSA). 

  • To open—visit your local Northwest office
  • $50 minimum balance to open the account
  • Keep an average daily balance of $1,000 to avoid a $3 monthly service charge and earn interest—the higher your balance the more interest you earn.
  • Free Account access
    • Northwest Online and Mobile Banking
      • eStatements
      • Mobile Deposit
    • Northwest Health Savings Account debit card
      • Accepted by Visa merchants worldwide
      • Bank free at more than 55,000+ ATMs worldwide
      • Deposit money using an automatic deposit ATM at most branch locations
    • Sign up for direct deposit
    • Free Bankline, automated telephone banking

*You may make six (6) transfers from your account each four (4) week or similar period by preauthorized or automatic transfer, telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions) made by you and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or an ATM are unlimited.