Home lending solutions that work for you.

Find the Loan That’s Right for You

At Northwest Bank, we offer a wide variety of competitive home loans designed to meet your unique needs. Whether you’re buying a new home, refinancing your current home, or need to access your home’s equity, we have you covered. Our home loan experts are ready to help you.

Are you a first-time homebuyer? Learn how to get up to $5,000 for down payment and closing costs with our First Front Door (FFD) program. To learn more, click here.

 

Mortgage Loans: Lending Made Simple

Finding the perfect home should be the hard part of your home buying experience. We believe securing a home loan should be easy. Northwest offers a variety of loans to address your unique needs and financial qualifications. Find the right mortgage fit for you in the chart below.

Find a mortgage loan officer near you

Get prequalified for a mortgage loan

Get a personalized quote

  

For example, a $150,000 loan for 30 years at 2.827% APR has a fixed monthly principal and interest payment of $613 for the life of the loan. This is based on a $187,500 purchase/appraised value with a 740 and above FICO® score. Estimated escrow payments for items such as property taxes/homeowner’s insurance/HOA fees are not included in the monthly principal and interest payment. Rates subject to change without notice.

Homeowner Assistance Fund (HAF) Help for Homeowners

The Homeowner Assistance Fund (HAF) is a federal program that helps homeowners who are behind on their mortgages and other housing-related expenses due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories and tribes. 

Contact your state directly for information on your state’s eligibility and application.

For NAIHC Tribal Housing information, click here.

 

 

Home Equity Loans: Tap into Your Home’s Value

Whether you’re adding a patio, improving energy efficiency, or consolidating debt, home equity loans and lines of credit from Northwest can help you make it happen with low interest, predictable monthly payments and a fast, simple process. Helping you tap into your home’s value is just one way we’re increasing the value of you.

Our home equity solutions offer:

  • Affordability: Experience great rates with low fees.
  • Convenience: Apply on your time online or in person.
  • Flexibility: Close on your terms. We’ll send someone to you, whether it’s at your home or the local coffee shop.
  • Predictability: Gain peace of mind with predictable monthly payments.
  • Access: Work directly with our mortgage experts who will walk you through every step of the loan process to deliver what you need on time.
Avoid Foreclosure

Sometimes life throws you something unexpected. Northwest customers having problems paying their mortgage due to reduced income or other financial hardships may qualify for one or more of the programs we offer. Read about your options or call us at 888-884-4626 for more information.

If you have a Freddie Mac or Fannie Mae loan, use this application. Not sure? Call us at 1-800-789-8075 or email loss.mitigation@northwest.com.