Sleep better with a smoother cash flow.

Cash flow is especially critical for small businesses. It can mean the difference between a company that operates smoothly year-round and one that continually struggles to pay expenses.

We offer a variety of checking accounts to address your specific needs — and potentially enhance your cash flow. Our accounts feature competitive minimum balance requirements and interest rates, along with a range of account activity levels.

Please see our Specialty Checking accounts which offer additional checking options for individual business professionals, non-profits and more.

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Business Checking PLUS

Business Checking

Business Analysis Checking

Business Tiered Interest Checking

Minimum opening deposit

$100

$100

$100

$100

Daily balance requirement

$0

$5,000

To avoid $10 monthly service charge

$0

$5,000

To avoid $10 monthly service charge

Interest bearing

__

__

__

Tiered interest based on account balance and market conditions

Transaction limit

300 combined debits, credits and deposited items.

$0.40 per item over 300

100 combined debits, credits and deposited items.

$0.15 per item over 100

__

Monthly fee may be offset by competitive earnings credit.

100 combined debits, credits and deposited items.

$0.40 per item over 100

Debit Card*

*Required

*Optional

Online Banking and Bill Pay*

*Basic Online Banking is required. Bill Pay is optional.

*Optional

Mobile Banking*

*Optional

__

__

__

Treasury Management Services*

*Optional. Fees may apply.

*Optional. Fees may apply.

*Optional. Fees may apply.

*Optional. Fees may apply.

Specialty Checking

We tailored our specialty checking accounts to address the distinct needs of nonprofits, local governments and other clients with unique circumstances. These accounts provide it all—access, convenience and flexible spending.

Not finding the account you're looking for? Visit your local office or give us a call at 1-877-672-5678 to apply.

Business Banking for Professionals

Fully customized banking package for professionals like accountants, veterinarians and dentists—including business and personal banking and loans.

IOLTA - IOLA

Designed for attorneys who manage clients’ escrow funds—interest is automatically sent to the state’s IOLTA/IOLA board.

Nonprofit Checking

Smaller nonprofits need to make the most of every dollar. This account was designed so you can spend more on what’s important.

Municipal Checking*

Created to help local governments and school districts meet the needs of their communities with a balanced budget.

Escrow Management Services

Makes it easy for landlords to manage tenant security deposits.

Minimum opening deposit

$100

$100

$100

$0

$0

Daily balance requirement

$25,000 

To avoid $30 monthly service charge

$0

$1,000

To avoid $3 monthly service charge

$0

$0

Interest bearing

Transaction limit

1,000 combined debits, credits and deposited items.

$0.40 per item over 1,000

No limit

No limit

No limit

No limit

Debit Card

Online Banking and Bill Pay

Basic

Bill pay is upgraded to Treasury Management Services.
(Treasury management fees may apply)

Treasure Management Service*

*Optional. Fees may apply. 

*Optional. Fees may apply. 

*Optional. Fees may apply. 

Free First Order of Checks

*Not offered in New York

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Open Your Account

Visit your local office or call us at call at 1-877-672-5678 today to apply.

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Business Account Fees

See our list of account fees for business customers.

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Small Business Financial Literacy Center

Learn about the fundamentals of financing a small business, including business plans, balance sheets and credits.

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Need Checks?

Ordering checks is easy at Northwest. You can do it through Online Banking, by visiting your local office, calling us at 1-877-672-5678 or clicking the link below.

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