Affinity Checking: When One-size-fits-all Isn’t a Fit for You

Your Peace of Mind and Convenience Is behind Everything We Do.

Your Peace of Mind and Convenience Is behind Everything We Do.

That's why we created Affinity Checking. It empowers you by providing three flexible options to seamlessly fit into your life nowand in the future. Affinity Checking delivers all the essentials you expect, along with benefits that grow as you progress on your financial journey.

woman lying on modern living room floor using laptop
Affinity Checking

Affinity Checking lets you enjoy perks such as no monthly service charges or minimum balance requirements, as well as access to free ATMs at popular stores. And it’s all backed by our award-winning team.

Affinity Checking features
  • No monthly service charges
  • No minimum balance requirement
  • Free Northwest Visa® Debit Card
    • Apple, Samsung and Google Pay
    • Visa Checkout
    • Debit Alerts
    • ATMs that accept cash and check deposits 24/7
  • Free Northwest Online and Mobile Banking
    • Bill Pay
    • eStatements
    • Zelle®
    • Money Insights planning and budgeting tool
  • Unlimited check writing
  • Free Bankline (24/7 automated telephone banking)
  • Free telephone and live chat customer service
older woman going out wearing scarf, backpack, and smart watch
Affinity Plus Checking

Get all the benefits of Affinity Checking, plus perks like special Money Market rates. And then combine this with the personalized service you expect from Northwest Bank.

Affinity Plus Checking features
  • $15 monthly service charge (waived with $5,000 average daily balance or $15,000 deposit and/or investment relationship balance)*
  • Earns a competitive interest rate with a minimum $1,500 average daily balance*
  • Free Northwest Visa® Debit Card
    • Apple, Samsung and Google Pay
    • Visa Checkout
    • Debit Alerts
    • ATMs that accept cash and check deposits 24/7
  • Free Northwest Online and Mobile Banking
    • Bill Pay
    • eStatements
    • Zelle®
    • Money Insights planning and budgeting tool
  • Unlimited check writing
  • Free Bankline (24/7 automated telephone banking)
  • Free telephone and live chat customer service
  • Free first order of Specialty Checks or 50% off other styles when opening a new account
  • Eligible to open Affinity Plus Money Market Account
young man kissing girlfriend on cheek outside in park
Affinity Premier Checking

Boost your account with our highest interest and Money Market rates. Save money with free checks and ATM fee reimbursement.

Affinity Premier Checking features
  • $25 monthly service charge (waived with $15,000 average daily balance or $50,000 deposit and/or investment relationship balance)*
  • Earns a competitive interest rate with a minimum $1,500 average daily balance*
  • Free cashier’s checks and money orders upon request
  • Free Specialty Checks or 50% off other styles
  • Free Northwest Visa® Debit Card
    • Apple, Samsung and Google Pay
    • Visa Checkout
    • Debit Alerts
    • ATMs that accept cash and check deposits 24/7
  • Free Northwest Online and Mobile Banking
    • Bill Pay
    • eStatements
    • Zelle®
    • Money Insights planning and budgeting tool
  • Unlimited check writing
  • Free Bankline (24/7 automated telephone banking)
  • Free telephone and live chat customer service
  • Eligible to open Affinity Premier Money Market Account
  • Reimbursement of ATM fees charged by other financial institutions or ATM owners up to $10 per calendar month

Compare Our Accounts Side by Side and See Which One Fits Best:

Affinity Checking

Affinity Plus Checking

Affinity Premier Checking

Minimum Deposit to Open

Affinity Checking

$25

Affinity Plus Checking

$25

Affinity Premier Checking

$25

Monthly Service Charge

$0

$15

Can be avoided with a $5,000 average daily balance or $15,000 deposit and/or investment relationship balance*

$25

Can be avoided with a $15,000 average daily balance or $50,000 deposit and/or investment relationship balance*

Interest Bearing

__

Requires a minimum $1,500 average daily balance* to earn interest

Requires a minimum $1,500 average daily balance* to earn interest

Fee When Using Non-Northwest or Non-Allpoint ATMs

$2

$0

$0

Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners

__

__

Up to $10 per calendar month

Higher Affinity Money Market Rates

__

Free Check Orders**

__

Free specialty checks or 50% off other styles

Statements

Free electronic statements

Free electronic statements

Free paper or electronic statements

Overdraft Protection

No annual fee for linked account

No annual fee for linked account

No annual fee for linked account

Other Features

__

Free check images

Free check images

Free cashier's checks

Free money orders

Account Fee Schedules

Get $10*** with eStatements

Enroll all your accounts in eStatements to receive $10 and avoid paper statement fees. 

Easy Check Ordering

Order checks in minutes online. You can also order checks through Online Banking, by visiting your local office, or by calling 1-877-672-5678.

Understanding FDIC Insurance

Find out which bank products are insured by the FDIC.



Free Perks with Every Affinity Checking Account

Northwest Visa® Debit Card

Featuring debit alerts, mobile pay, and Visa Checkout

Online and Mobile Banking

Featuring Bill Pay, Zelle®, alerts, Money Insights, fraud prevention software, CardValet®, and more

55,000+ Free ATMs Worldwide

At popular retailers like Target, Rite Aid, CVS, Walgreens, and Wegman's. Find them at allpointnetwork.com or download the Allpoint app

Deposit-accepting ATMs

At most Northwest locations

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Deposit balance: Calculated by adding the current balances in all Northwest Bank deposit accounts as of the close of your statement cycle for this checking account. Accounts used to calculate your total deposit balances include all Northwest checking, savings, money market, certificate of deposit, and individual retirement accounts owned by at least one of the owners listed on this checking account. Only personal accounts that are either solely owned, jointly owned, or account trustees, will qualify for relationship balances. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. Investment balances: Must be held in an eligible personal LPL Financial account with Northwest Investment Services. Investment products that are excluded from balance calculations, include life insurance products, Turnkey Asset Management Platform (TAMP) accounts and other investments that are classified as Alternative Investments at LPL Financial. LPL Financial accounts must have all required account paperwork up to date. LPL accounts must be held in the primary account holder name and have the same SSN or TIN associated with the Affinity Checking Account. Investment balances will be calculated using LPL Financial month end values. 

**The offer of free first order of specialty checks or 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account. 

***All Northwest accounts must be enrolled in eStatements to receive the $10 bonus, which will be deposited within 30 days of eStatements enrollment into a checking or savings account on which you are listed as primary owner. Not available for business accounts. See bank for details. 

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Pay is a trademark of Google. Samsung Pay is trademark of Samsung. Visa® is trademark of Visa® International Service Association.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Are You a Student?

Are You a Student?

All the great features you expect to fit your life on and off campus. Learn more about our Student Checking Account.